Service

Umbrella payroll

What is an PAYE umbrella company?

An umbrella company, such as Pebble Payroll, employs temporary workers, such as contractors, on behalf of employers or clients. The job opportunity is offered by the client, so umbrella companies do not find work for workers; they simply employ them under an employment contract and effectively provide the services of the contractor to the client. The employment contract clearly sets out terms and conditions that the company or client must abide by in conjunction with employment law.

Why use an umbrella company?

Using an umbrella company like Pebble Payroll is the simplest and safest way for most contractors to get paid. Through a robust payroll system, contractors will be able to make PAYE and national insurance contributions at the correct level and avoid unexpected tax bills at the end of the financial year. For the client, they effectively have a payroll department that can deliver a paper trail and shoulder all the admin that must be carried out when using contractors.

Benefits for the Contractor

Workplace pension,
Holiday pay
Maternity/paternity pay
Customer support
Take-home pay projections
Simple Sign-Up
Insurance Cover
Employee Benefit
Fees that are tax-deductible
Peace of Mind

Benefits for the client

Payroll management
Right to work checks carried out
Eligibility checks
Swift payments
Minimal administration
Customer service
Accurate information

Related services

Payroll, tax and financial advice made simple

At Pebble Payroll, we are dedicated to delivering a comprehensive range of professional financial and business support services designed to simplify your day-to-day operations. We provide PAYE and CIS payroll, accurate and efficient self-assessment tax returns, and Making Tax Digital (MTD) compliance.

In addition, we provide trusted mortgage and financial advice tailored to your individual needs. To further support your business, we also offer fully equipped meeting and podcast room hire, creating a professional space for collaboration, content creation, and client engagement.

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Payroll Services

Reliable payroll services designed to keep your business compliant, your staff paid on time, and your processes running smoothly.

Payroll

Office Hire

Fully equipped office available to book online, ideal for meetings, focused work, or short-term use in a professional setting.

Office Space

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Mortgage Advice

Expert mortgage advice to help you find the right deal, whether you’re buying your first home, remortgaging, or investing in property.

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faqs

Umbrella payroll frequently asked questions

When will I receive my payslip?

Payslips are usually issued on a Wednesday afternoon. This can be subject to change depending on Bank Holidays.

What is the difference between my headline rate - that is on my payslip and my hourly rate?

The hourly rate on your payslip is higher than your agreed-upon rate. This is to ensure that we can charge your employer the National Insurance they have to pay into your NI pot on your behalf.

Why does my payslip show two figures for National Insurance?

Your payslip will show the National Insurance contributions made by you and your employer as two separate figures.

Holiday Pay

PAYE Umbrella contractors are Pebble employees and are entitled to holiday pay based on 28 days’ holiday (including bank holidays) per year. The preferred method of payment for holiday is on a weekly basis in your wages and shown on your wage slip.